How we compared the best home title protection services
We read each company's own pricing and terms on the same day and compared five things. Those are how it works, price, alerts, help after fraud and the fine print.
Four words come up again and again on this page:
- Title
- Your legal ownership of your home.
- Deed
- The document that moves ownership from one person to another.
- County recorder
- The local office that files deeds and loans in the public record.
- Lien
- A legal claim against a home, such as a loan.
We checked the main paid services that show up when people search for title protection. We also compared them with the free county alert many counties offer. We gave no star ratings, and no company paid to be on this page.
We have a conflict of interest. Still My Home is one of the paid services. So we list where each competitor beats us, and we don't put ourselves first.
Home title protection companies at a glance
Most paid services watch county records and alert you after something is filed. A few record a document on your title instead. Here is how they compare for one home, sorted by first-year price.
| How it works | Price for one home | Help after fraud | |
|---|---|---|---|
| Free county alert | Emails you when a document is filed in your name, where your county offers it | $0 | None |
| DomiDocs HomeLock | Watches your title, parcel number and address; free plan sends email alerts | $0 free plan; $17.99 a month or $99 a year | Guidance and legal support for fraud during your membership |
| LifeLock Home Title Protect | Watches property records for unlimited homes you own | $9.99 a month or $99.99 a year | Restoration specialist; refund of up to 12 months if not fully restored |
| Aura | Home and auto title monitoring inside its identity theft plans | From $12 a month on a yearly plan, or $15 monthly | Part of its identity theft help; check what title costs qualify |
| Still My Home | Records a notice asking buyers and lenders to check with you | $199 a year | Terms being finalized |
| Home Title Lock | Watches your title and alerts you to changes | $19.95 a month or $227.40 a year | Restoration team, up to $1 million |
| Title Barrier | Records a notice asking for your OK before a sale, refinance or transfer | $199 setup plus $199 a year ($398 the first year) | No written repair promise found |
| EquityProtect | Records a lien that it says only you can remove | Not shown on its website | Says its policy covers losses during enrollment |
Prices and terms from each company's website, checked October 13, 2026. Free alerts depend on your county.
What does home title protection cost?
For one home, paid prices run from $99 to $398 in the first year, and the free county alert costs nothing. Some plans cover more than one home.
A free county alert costs nothing; paid plans run $99 to $398 a year
First-year price for one home on each company's yearly plan
Show the numbers
| Free county alert | $0 |
|---|---|
| DomiDocs HomeLock (yearly) | $99 |
| LifeLock Home Title Protect | $99.99 |
| Still My Home | $199 |
| Home Title Lock | $227.40 |
| Title Barrier (with setup fee) | $398 |
Sources: pricing pages of DomiDocs, LifeLock, Home Title Lock, Title Barrier and Still My Home, checked October 13, 2026 (links in Sources below). Aura is left out because title monitoring comes inside a wider identity plan. DomiDocs also has a free plan.
Several homes change the math. LifeLock covers unlimited properties for one price, if it can confirm you own them.
DomiDocs, Home Title Lock, Title Barrier and Still My Home charge per home. DomiDocs lists multi-property discounts but gives no amount.
Longer plans cost less per year. DomiDocs sells 3, 5, 7 and 15 years paid up front, from $199 to $699. Home Title Lock has a 2-year plan at $430.80.
For more on one company's prices, see how much Home Title Lock costs.
Home title lock companies: what monitoring can and can't do
Monitoring tells you after a document is filed. It can't stop the filing. That's true of every home title lock company, whatever the name says.
County recorders file documents that meet their rules. No private company can override that. The Federal Trade Commission says a monitoring service only lets you find out after the fact.
"You'd only find out AFTER your title got transferred to someone else without your authorization. So much for the lock."
The companies say so too. DomiDocs' own help page says its service "cannot prevent title theft but can detect it quickly." That speed matters, because a fake deed is easier to undo when it's caught early.
Speed varies by service. Norton's help page says "most counties update their data weekly." It adds that a new deed "can take several weeks" to show up in its system. Home Title Lock's warranty says its alerts come by email.
Coverage varies too. LifeLock says it can't watch "empty lots of land or mobile homes." DomiDocs says it watches vacant land. That matters, because vacant land is the top target.
of title companies rated vacant land at least a somewhat common target for seller impersonation fraud.
Source: ALTA 2026 Critical Issues Study, via HousingWire, September 14, 2026
Seller impersonation means a criminal poses as the owner to sell or borrow against a property. ALTA found that 59% of title companies saw at least one attempt in the prior calendar year, up from 28% in 2024.
Services that record a document on your title
Title Barrier, EquityProtect and Still My Home file a document with your county instead of only watching it. The idea is to reach the title company or lender before a sale or loan closes.
They work in different ways:
- Title Barrier records a legal notice. It says buyers, lenders and title companies must get your clearance before closing.
- EquityProtect records a lien that it says only you can remove.
- Still My Home records a notice that tells anyone handling a sale or loan to get your approval first. When someone asks, you get an "Is this you?" message by text and email.
Ask how the document comes off. First American notes that when you sell or refinance, the company that filed the document may need to file a release.
Ask any company how, and how fast, that happens. Title Barrier says it files a termination "within 5 business days of cancellation request."
What happens after a fake deed?
Home Title Lock makes the largest written promise, and every service sets limits. A forged deed doesn't legally move your ownership, but you still have to prove the forgery, often in court. A California fraud attorney told Money Talks News that a quiet title lawsuit can cost at least $5,000 and take six months.
- Home Title Lock says its team "will spend up to $1 Million to fix the fraud & restore your title." Its warranty covers only fake deeds filed while you're subscribed. You must email within 30 days of the alert.
- LifeLock connects you with a "dedicated, U.S.-based Identity Restoration Specialist." If it can't fully restore your identity, it refunds up to 12 months of payments. It names no dollar amount for fixing a title.
- DomiDocs gives "guidance and legal support" for fraudulent liens found during an active membership. "Prior occurrences would not qualify."
- Aura includes identity theft insurance for "eligible losses and fees." Ask whether the cost of fixing a title counts before you rely on it.
- Title Barrier says it is "not title insurance." We found no written repair promise on its site.
- Still My Home's restoration terms are being finalized, so we don't compare them here yet.
Check the policy you may already own. An owner's title insurance policy, bought when you closed on the home, may already cover forgery after you bought it. First American notes that "not all title insurance policies cover deeds and mortgages that are forged after the policy was issued," so read yours.
Best home title protection for your situation
No one service is best for everyone. Here is where each one is strongest, including where competitors beat us.
Your county's fraud alert
It emails you when a document is filed in your name, at no cost. Pair it with a yearly look at your record. See what the free alert does and misses.
LifeLock Home Title Protect
One price covers unlimited properties, at $99.99 a year. It can't watch empty lots or mobile homes.
DomiDocs HomeLock
It says it watches vacant land, and it has a free plan with email alerts. It has only a 7-day money-back window.
Home Title Lock
It promises up to $1 million to restore your title, with strict rules. It costs the most of the monitoring services, at $227.40 a year.
Aura or a LifeLock identity plan
Title monitoring comes with credit monitoring and other identity tools. Check what fixing a title would cost you before you rely on it.
A recorded notice
Title Barrier and Still My Home both record a notice and check with you. Title Barrier adds a $199 setup fee and includes monitoring. Still My Home is $199 a year with no extra fees, but it doesn't alert you to new filings, so keep a free alert too.
For a closer look at the two best-known names, see Home Title Lock vs LifeLock or our Home Title Lock review.
Free steps to take before you pay
Do these first, whatever you buy. Most of them cost nothing.
- Sign up for your county's free alert, if it has one. Search your county recorder's website for "property fraud alert."
- Check your record on the county's website once in a while, to see that you're still the owner.
- Freeze your credit with Equifax, Experian and TransUnion. It's free and makes loans in your name harder to open.
- Watch your mail. Missing tax bills, utility bills or mortgage statements can be an early sign.
- Find your owner's title policy and check whether it covers forgery after you bought the home.
First American says many counties offer monitoring "free of charge." The FTC adds that "you can check your title for free with your state's land records office." For the full picture of what works, read our guide to home title protection.
Questions people ask
What is the best home title protection company?
It depends on your home. LifeLock costs least for several homes, and Home Title Lock makes the biggest written promise to fix your title. A recorded notice, from Title Barrier or Still My Home, asks buyers and lenders to check with you first. Many lists of the best home title lock companies skip the free county alert, which should come first.
Is home title protection really needed?
Not for everyone. Title fraud is uncommon compared with other fraud, and a free county alert covers the basics in many places. Paid protection makes more sense for land, rentals, second homes and paid-off homes, which criminals target most.
Is Home Title Lock a good company?
It is a real company that does what it says: it watches your title and alerts you by email. It costs more than most rivals, at $227.40 a year, and like all monitoring it can't stop a fake deed from being filed. Read our Home Title Lock review for the details.
Can someone sell your house without your knowledge?
A criminal can forge your signature, file a fake deed and try to sell or borrow against your home. Because the forged deed is void, you stay the legal owner, but undoing it can take a court case. Catching it early, through an alert or a title company that checks with you, makes it far easier to stop.
How do you protect your home after it is paid off?
Paid-off homes have no lender watching the record, so set up your county's free alert and check your record now and then. Freeze your credit and watch your mail. If you want more, a monitoring service or a recorded notice can add a second layer.
Does title insurance protect against title theft?
It can. The owner's policy you bought at closing may cover forgery after you bought the home, but not all policies do. Find your policy and look for coverage of forgery or impersonation, or ask the title company that issued it.
Set up your free alert first
Then decide whether monitoring, a recorded notice or both add something for your home.
See how Still My Home worksSources
- Pricing, Home Title Lock, checked October 13, 2026
- Million Dollar TripleLock Protection Warranty, Home Title Lock, last updated January 15, 2025
- Home Title Protect, LifeLock by Norton, checked October 13, 2026
- Norton support article on Home Title Monitoring timing, Norton, last modified March 11, 2025
- HomeLock pricing and HomeLock FAQ, DomiDocs, checked October 13, 2026
- Pricing, Aura, checked October 13, 2026
- Pricing, Title Barrier, checked October 13, 2026
- How it works, EquityProtect, checked October 13, 2026
- Home title lock insurance? Not a lock at all, Federal Trade Commission, August 26, 2024
- Should I pay for a service to protect my property from home title theft?, First American, last updated March 6, 2025
- 8 things you should know before 'locking' your home title, Money Talks News, July 30, 2026
- Seller impersonation fraud more than doubled since 2024, HousingWire, September 14, 2026 (ALTA 2026 Critical Issues Study)
