Home Title Lock vs LifeLock: how are they different?
Both watch county records and tell you when something changes. The big differences are price, how many homes one plan covers and what each one does after fraud.
Home Title Lock does one thing: it watches the title of one home. LifeLock is an identity theft brand owned by Norton. It sells Home Title Protect on its own, and it also includes "Home Title Monitoring" in its Advanced and Total identity plans. Still My Home takes a different approach. It records a notice with your county instead of watching for changes. Here is how the three compare with the free alert many counties offer.
| Free county alert | Home Title Lock | LifeLock Home Title Protect | Still My Home | |
|---|---|---|---|---|
| What it does | Emails you when a document is filed in your name | Watches your title and alerts you to changes | Watches your property records and alerts you to changes | Records a notice asking buyers and lenders to check with you |
| Price for one home | $0 | $19.95 a month or $227.40 a year | $9.99 a month or $99.99 a year | $199 a year |
| Homes covered | Each one you sign up, in counties that offer it | One per plan | Unlimited, except vacant land and mobile homes | One per plan |
| When it helps | After a document is filed | After a document is filed | After a document is filed, sometimes weeks later | When someone checks your record before a sale or loan |
| Help after fraud | None | Restoration team, up to $1 million | Restoration specialist; refund of up to 12 months if not fully restored | Terms being finalized |
| Refund window | Not needed | 14 days (monthly), 30 days (yearly) | 60 days on yearly plans | Cancel anytime; refund terms not yet published |
Prices and terms from each company's website, checked October 13, 2026. Free alerts vary by county.
How does each home title service work?
Monitoring tells you after a document is filed. A notice speaks up before a sale or loan closes, if the person checking your record reads it. That timing is the real difference between these services.
Home Title Lock and LifeLock: monitoring
A title is your legal ownership of a home. A deed is the document that moves it from one owner to the next. Each county has a recorder, the office that files deeds and loans in public records. Monitoring services check those records and alert you when a new document shows up under your name or address.
That alert comes after the fact. County recorders file documents that meet their rules, and no private company can stop that. The FTC says plainly that these services only let you find out after your title has been moved.
"Title lock insurance (again: not a lock, not insurance) wouldn't stop that."
Speed varies. Norton's own help page says "most counties update their data weekly." It adds that a new deed "can take several weeks" to show up in its system. Home Title Lock's warranty says its alerts arrive by email. LifeLock's page doesn't say how it sends alerts.
Still My Home: a recorded notice
Still My Home records a notice on your property record. The notice tells buyers, lenders and title companies to confirm a sale or loan with you first. When someone asks, we send you an "Is this you?" message by text and email, and they get your answer.
A notice has limits too. It can't stop the county from recording a fake deed, and it only helps when the person checking the record reads it and acts. That's why it works best alongside a free county alert.
of title companies saw at least one seller impersonation attempt in the past year, up from 28% in 2024.
Source: ALTA 2026 Critical Issues Study, via HousingWire, September 14, 2026
Seller impersonation means a criminal poses as the owner to sell a home, often vacant land or a home the owner doesn't live in. Title companies are the people who check your record during that sale. That's where a notice is meant to be seen.
How much do Home Title Lock and LifeLock cost?
LifeLock Home Title Protect costs $99.99 a year, and Home Title Lock costs $227.40 a year on its yearly plan. Still My Home costs $199 a year per home. Your county's alert, if it has one, is free.
LifeLock is the lowest-priced paid option for one home
Yearly price for one home, on each company's yearly plan
Show the numbers
| Free county alert | $0 |
|---|---|
| LifeLock Home Title Protect | $99.99 |
| Still My Home | $199 |
| Home Title Lock | $227.40 |
Sources: Home Title Lock pricing, LifeLock Home Title Protect and Still My Home, checked October 13, 2026. Free alerts depend on your county.
Several homes change the math. LifeLock covers unlimited properties for one price, as long as it can confirm you own them. Home Title Lock and Still My Home charge per home. Three homes on yearly plans would cost $99.99 with LifeLock, $597 with Still My Home and $682.20 with Home Title Lock.
Home Title Lock also has a 2-year plan at $430.80, and a free 14-day trial that bills you when it ends unless you cancel. For a closer look at its prices, see how much Home Title Lock costs.
What happens if someone files a fake deed?
Home Title Lock gives the most detailed written promise, and LifeLock gives you a specialist to work with. Both have limits you should read before you buy.
Home Title Lock says its team "will spend up to $1 Million to fix the fraud & restore your title." Its warranty says it "is not insurance." It covers only fake deeds filed while you're subscribed. You must send your documents within 30 days of the email alert.
LifeLock connects you with a "dedicated, U.S.-based Identity Restoration Specialist." If it can't fully restore your identity, it will "refund up to 12 months of your subscription payments." It names no dollar amount for fixing a title.
Still My Home's restoration terms are being finalized, so we don't compare them here yet.
Where is each service stronger?
Each one wins on something different. Here is a fair list, including where our competitors beat us.
Home Title Lock
Stronger
- Written promise of up to $1 million to restore your title
- Free 14-day trial and a 30-day refund window on longer plans
- A team that focuses only on home titles
Weaker
- Most expensive per home: $227.40 a year
- Alerts arrive after a deed is filed
- Cancel by phone; disputes go to private arbitration
LifeLock Home Title Protect
Stronger
- Lowest price: $99.99 a year
- Unlimited homes, second homes and rentals on one plan
- 60-day refund on yearly plans
- Can come bundled with identity theft protection
Weaker
- Can't watch vacant land or mobile homes
- A new deed can take several weeks to show up
- Homes in a trust or LLC may need to be added by hand
- No dollar amount for fixing a title
Still My Home
Stronger
- Works before a sale or loan closes, if the person checking reads the notice
- Asks you directly, by text and email, "Is this you?"
- Checks your ID before the notice is recorded
Weaker
- Doesn't watch your record or alert you to new filings, so you still need a free alert
- Charged per home
- No free trial or monthly plan
- A newer company with fewer reviews
Which home title protection is right for you?
Start with your county's free alert, then add a paid service only if it fills a real gap. First American, a title insurance company, says many counties offer monitoring "free of charge." See what the free county alert does and misses and six free ways to protect your title.
| If you… | Consider |
|---|---|
| Live in a county with a free alert and will act on it | The free alert alone |
| Own several homes or rentals and want the lowest price | LifeLock Home Title Protect |
| Already want identity theft protection too | A LifeLock plan that includes Home Title Monitoring |
| Want a written dollar promise to fix your title | Home Title Lock |
| Own vacant land | Not LifeLock, which can't watch empty lots |
| Want buyers and lenders to check with you before a sale or loan | Still My Home, with a free alert |
For the full picture of what works, read our guide to home title protection, or our Home Title Lock review.
Questions people ask
Does LifeLock do home title monitoring?
Yes. LifeLock sells Home Title Protect on its own for $9.99 a month or $99.99 a year. Its Advanced and Total identity plans also list Home Title Monitoring. It watches unlimited properties it can match to you, but not vacant land or mobile homes.
Is LifeLock title protection worth it?
It can be if your county has no free alert, or if you own several homes, since one price covers them all. It alerts you after a deed is filed, and Norton says a new deed can take several weeks to reach its system. If your county's alert is free and fast, you may not need it.
What is the best home title protection?
It depends on what you need. LifeLock costs least and covers all your homes. Home Title Lock costs more but promises up to $1 million to restore your title. Still My Home adds a notice that asks buyers and lenders to check with you. Whichever you pick, keep a free county alert if your county offers one.
Is it worth getting home title protection?
For most owners, a free county alert is the place to start. Paid protection makes more sense for homes you don't live in, land, or owners who want help after fraud. The FTC warns that "title lock" services are "not a lock" and only tell you after the fact.
What is the best way to protect your home from title theft?
Sign up for your county's free alert and check your property record now and then. The FTC says you can check your title for free with your local land records office. Then decide whether monitoring or a recorded notice adds something for your home.
Sign up for your free alert first
Then compare what each paid service adds for your home, and see whether a notice on your record makes sense.
See how Still My Home worksSources
- Pricing, Home Title Lock, checked October 13, 2026
- Million Dollar TripleLock Protection Warranty, Home Title Lock, last updated January 15, 2025
- Terms of service, Home Title Lock, last updated September 22, 2025
- Home Title Protect, LifeLock by Norton, checked October 13, 2026
- LifeLock plans, LifeLock by Norton, checked October 13, 2026
- Norton support article on Home Title Monitoring timing, Norton, last modified March 11, 2025
- Home title lock insurance? Not a lock at all, Federal Trade Commission, August 26, 2024
- Should I pay for a service to protect my property from home title theft?, First American, last updated March 6, 2025
- Seller impersonation fraud more than doubled since 2024, HousingWire, September 14, 2026 (ALTA 2026 Critical Issues Study)